Truck accidents barely occur in Indiana, but when they do, the claims can be complex and difficult to process. There are several reasons for the complexities.
Size of vehicles
Trucks are much larger and heavier than other vehicles, which can lead to more serious injuries or even death. This means that there is often a greater need for medical care and rehabilitation in these cases, making them more expensive to settle.
More parties involved
Trucking companies typically carry their own insurance policies for their vehicles, which may be different than the one owned by the driver. On top of that, you might think that it was the truck driver’s fault for the crash when, in fact, their trucking company or maintenance crew may be to blame.
Complex laws and regulations
The trucking industry has its own set of laws and regulations, both state and federal. For example, In Indiana, there are laws related to maximum hours of operation and drug testing that drivers must observe. Further, the comparative fault system may be applicable to truck accidents, as well as the burden of proof requirement.
Negligence is typically at the heart of a truck accident claim and proving it can be difficult. It requires gathering evidence from all parties involved to demonstrate fault on either side. In other words, the evidence you provide must be substantial enough to dominate the drivers, their trucking company and their insurance company’s case.
Being part of a truck accident in Indiana can be an incredibly daunting and distressing experience. However, taking appropriate and prompt steps can make a significant difference to the outcome of your claim. Remember to stay calm, ensure your safety first, and document everything you can about the incident. If everything goes well, you may be able to receive compensation that can cover your medical bills, lost wages, and other damage caused by the accident.