The risk of getting into a car accident is unfortunate for every Indiana driver. However, that’s rarely the reality for drivers involved in accidents with much larger commercial trucks. Resolving large truck accident claims is complicated, but you can begin by collecting evidence, speaking with insurance providers, and beginning settlement negotiations.
Regardless of if the accident was a passenger vehicle or a cargo truck accident, collecting evidence at the scene is essential. You can start gathering evidence right after your collision happens when it is safe to do so. Begin with a picture or video of the damages of all vehicles involved, then write out a short account of the accident as you remember it.
Speaking with insurance providers
For your claim you will need to contact your insurance provider to begin the process. It will be helpful to have the insurance, driver’s license, and photo of the other party. Your insurance should initiate contact with the involved cargo truck’s insurance provider. At the same time, you’re taking part in these conversations, presenting as much evidence as you can provide.
Negotiating a settlement
The next step is negotiating a potential settlement with the other party. Insurance providers on each side will examine the evidence and discuss the terms of the settlement. After this investigation concludes, you will receive an initial offer. It’s important to note that you have the power to reject this offer if you feel that it won’t cover the damages you seek.
Unfortunately, resolving these types of claims can be more complicated than a standard automobile accident. In some cases, a trucking company will try and argue the damages you’re seeking or contend that their diver is not at fault. A low settlement offer is common for the initial offer, negotiate until you are satisfied with the results.